About YMS

Who We Are

Your Mortgage Shop team, based on Rancho Santa Margarita, Calif., helps families and business owners in the Southern California region get better rates than the big banks. Plus, we go above and beyond to provide better customer service during the process. You can count on us because we beat them all!

Areas we serve

Huntington Beach



Lake Forest

Mission Viejo

San Clemente

Rancho Santa Margarita

Chula Vista


Yorba Linda


Laguna Niguel

Newport Beach



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